HOUSING TOOLS

Ireland HAP Calculator 2026

Work out your Housing Assistance Payment limit, weekly differential rent, and any tenant top-up. Covers all 31 Irish local authorities.

HAP is the long-term social housing support that pays your landlord directly. You then pay a weekly differential rent to your council based on your income. If the actual rent exceeds the HAP limit, you cover the difference as a top-up. This calculator handles all three numbers in under two minutes.

Over 50,000 Active HAP Tenancies
31 Local Authorities
35% Standard Discretion
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QUICK ANSWERS

How Much HAP Am I Entitled To in 2026?

HAP pays your landlord directly, up to a maximum monthly rent limit set for your council area and household size. In 2026 those limits run from EUR 330 per month for one adult in Longford or Monaghan to EUR 1,300 per month for a household with three children in the four Dublin councils. Your council can also pay above the published limit at its own discretion, by up to 35%, decided case by case. A separate 50% uplift exists only for homeless households in the Dublin region under Homeless HAP.

You never receive HAP as cash. The council pays your landlord, and you pay the council a weekly differential rent based on your household income. If the agreed rent is higher than the HAP limit plus any discretion, you pay the difference to the landlord yourself as a top-up. To qualify at all your net household income must be under your council's social housing threshold, which is EUR 40,000, EUR 35,000 or EUR 30,000 for a single person depending on the area: see the HAP income limits for all 31 councils. The full rent limit table is further down this page, and the calculator works out all three figures for your own household.

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Am I eligible for HAP?

You qualify for HAP if you meet all four of these conditions. First, you are already approved for social housing support by your local authority, which means your net household income is under your council's threshold: EUR 40,000 for a single person in Band 1 areas, EUR 35,000 in Band 2, EUR 30,000 in Band 3.

Second, you have found (or already live in) private rented accommodation. Third, the tenancy is registered with the RTB and the landlord is tax compliant. Fourth, the property is suitable for your household size and meets minimum standards. You do not need to be homeless to qualify, and you keep your place on the social housing transfer list after moving onto HAP.

How Is HAP Calculated? A Worked Example

HAP involves three separate numbers: the rent limit your council will pay up to, your weekly differential rent based on income, and any top-up you owe the landlord directly. Here is a full worked example for a real household.

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Example: one adult and one child in Kerry

The household rents a property in Tralee at EUR 700 per month. Assessable net income is EUR 380 per week.

Step 1, the limit. Kerry County Council's HAP limit for one adult or a couple with one child is EUR 525 per month. With the maximum 35% discretion applied, the council could pay up to EUR 708.75.

Step 2, the differential rent. Kerry applies its differential rent scheme to the EUR 380 weekly income. The tenant pays that weekly amount to the council, not to the landlord.

Step 3, the top-up. At the standard EUR 525 limit the tenant would owe EUR 175 per month directly to the landlord. If the council grants discretion up to EUR 700, the top-up falls to zero.

HAP Rent Limits 2026 by County

Maximum monthly HAP rent limits for all 31 Irish local authorities, as set in S.I. No. 56/2017 and still current in 2026. Figures are in euro per month, before any discretionary uplift. Councils may pay up to 35% above these amounts on a case by case basis. The higher 50% uplift applies only to homeless households in the Dublin region under Homeless HAP.

Maintained by Rentalize, a Dublin-based property management software company (CRO 765596) whose platform is used across Ireland and the UK by private landlords, letting agents, property management companies, developers and funds, local authorities and approved housing bodies. Written against S.I. No. 56/2017, the Housing Assistance Payment (Amendment) Regulations that still set the maximum monthly rent limits in 2026. Last reviewed August 2026.

Maximum monthly HAP rent limits by local authority and household type, 2026
Local authority 1 adult sharing Couple sharing One adult A couple With 1 child With 2 children With 3 children
Carlow County Council270290440510570600630
Cavan County Council190220380420450470490
Clare County Council220240360400480515550
Cork City Council300330550650900925950
Cork County Council300330550650900925950
Donegal County Council200230340370410470520
Dublin City Council4305006609001,2501,2751,300
Dun Laoghaire-Rathdown County Council4305006609001,2501,2751,300
Fingal County Council4305006609001,2501,2751,300
Galway City Council330360575650850875900
Galway County Council330360575650850875900
Kerry County Council200230380410525550575
Kildare County Council3504005757509751,0501,100
Kilkenny County Council230270480530630660690
Laois County Council240280420433580610630
Leitrim County Council200220340370450475500
Limerick City and County Council270300420450650700750
Longford County Council180200330350400425450
Louth County Council3103505756509751,0501,100
Mayo County Council200220390410480500520
Meath County Council3103505757009751,0501,100
Monaghan County Council200220330390500515530
Offaly County Council210230380435550575600
Roscommon County Council240260360390500525550
Sligo County Council220250460490550575600
South Dublin County Council4305006609001,2501,2751,300
Tipperary County Council210230380420525560600
Waterford City and County Council240270430450550575600
Westmeath County Council220240450470600625650
Wexford County Council280300420433530565600
Wicklow County Council3704106609001,1501,2001,250

Source: Housing Assistance Payment (Amendment) Regulations 2017, S.I. No. 56/2017, Table of Maximum Monthly Rent Limits. The "with 1, 2 or 3 children" columns apply to one adult or a couple.

HAP Income Limits 2026 by Local Authority

To get HAP you must first be approved for social housing support, and that is where the income limit applies. Your household's net income, after income tax, PRSI and USC, must be under your council's threshold. Three national bands are in force in 2026, unchanged since 1 January 2023: EUR 40,000 for a single person in Band 1, EUR 35,000 in Band 2 and EUR 30,000 in Band 3. The limit is not fixed at that figure for larger households. It rises by 5% of the basic limit for each additional adult, capped at two extra adults, and by 2.5% for each child, with no cap on children.

Your council assesses your household's average net income over the 12 months before it received your application, so one unusual month does not decide the outcome. The limit is a gateway test only. Once you are approved and housed under HAP there is no ongoing income ceiling: if you start earning more you keep HAP, and only your weekly differential rent to the council is recalculated. Find your council in the table below to see the exact figure for your household size.

Maximum net household income limits for social housing support and HAP by local authority and household size, 2026
Local authority Band 1 adult Couple Couple + 1 child Couple + 2 children Couple + 3 children
Carlow County Council235,00036,75037,62538,50039,375
Cavan County Council330,00031,50032,25033,00033,750
Clare County Council235,00036,75037,62538,50039,375
Cork City Council140,00042,00043,00044,00045,000
Cork County Council235,00036,75037,62538,50039,375
Donegal County Council330,00031,50032,25033,00033,750
Dublin City Council140,00042,00043,00044,00045,000
Dun Laoghaire-Rathdown County Council140,00042,00043,00044,00045,000
Fingal County Council140,00042,00043,00044,00045,000
Galway City Council140,00042,00043,00044,00045,000
Galway County Council235,00036,75037,62538,50039,375
Kerry County Council235,00036,75037,62538,50039,375
Kildare County Council140,00042,00043,00044,00045,000
Kilkenny County Council235,00036,75037,62538,50039,375
Laois County Council235,00036,75037,62538,50039,375
Leitrim County Council330,00031,50032,25033,00033,750
Limerick City and County Council235,00036,75037,62538,50039,375
Longford County Council330,00031,50032,25033,00033,750
Louth County Council235,00036,75037,62538,50039,375
Mayo County Council330,00031,50032,25033,00033,750
Meath County Council140,00042,00043,00044,00045,000
Monaghan County Council330,00031,50032,25033,00033,750
Offaly County Council330,00031,50032,25033,00033,750
Roscommon County Council330,00031,50032,25033,00033,750
Sligo County Council330,00031,50032,25033,00033,750
South Dublin County Council140,00042,00043,00044,00045,000
Tipperary County Council330,00031,50032,25033,00033,750
Waterford City and County Council235,00036,75037,62538,50039,375
Westmeath County Council235,00036,75037,62538,50039,375
Wexford County Council235,00036,75037,62538,50039,375
Wicklow County Council140,00042,00043,00044,00045,000

Figures are maximum net household income per year. Band 1 is EUR 40,000, Band 2 is EUR 35,000 and Band 3 is EUR 30,000 for a single person, increased by 5% of the basic limit per additional adult (two adults maximum) and 2.5% per child. Source: Department of Housing, Local Government and Heritage, social housing income eligibility thresholds effective 1 January 2023, and the Household Means Policy. Confirm the current threshold with your local authority before applying.

Homeless HAP and the Place Finder Service

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What is Homeless HAP?

Homeless HAP is an enhanced version of the scheme for households who are homeless or at risk of homelessness. In the four Dublin local authorities it is administered through the Dublin Region Homeless Executive, and it carries a discretionary uplift of up to 50% above the standard limit rather than the 35% available elsewhere.

Outside Dublin there is no separately branded Homeless HAP scheme. Councils instead grant enhanced discretion on a case by case basis to households in emergency accommodation or holding a valid notice of termination. Practice varies by council, so confirm the position with your own local authority.

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Place Finder support

The Place Finder service helps homeless households actually secure a tenancy once they qualify. It can pay a deposit and up to two months' rent in advance directly to a landlord, which removes the single biggest barrier for households leaving emergency accommodation.

Place Finder is available in the Dublin region and in a number of other local authority areas. Eligibility is tied to being in emergency accommodation or assessed as homeless by the council, so it is accessed through your local authority's homeless services team rather than through a standard HAP application.

Rules for Homeless HAP and Place Finder are set locally and change more often than the statutory rent limits. Always confirm current terms with your council.

HOW IT WORKS

Four Simple Steps

Get a complete HAP payment breakdown in under two minutes.

1
📍

Pick Location and Household

Select your local authority and household type to see your HAP rent limit.

2
💰

Enter Your Income

Add weekly income for the principal earner and any subsidiary earners or dependants.

3
🏠

Add Property Rent

Enter the monthly rent and apply 35% discretion or Homeless HAP flexibility if eligible.

4
📊

See the Full Picture

View HAP paid to landlord, your differential rent to the council, and any top-up you owe.

HAP CALCULATOR

Calculate Your HAP Payment

Select your area, enter your income and property details, and get an instant breakdown.

1
Location
2
Income
3
Property
4
Results

Location and Household Type

Your HAP rent limit depends on your local authority area and household composition.

HAP Rent Limit

Income Details

Your income determines the weekly differential rent you pay to the local authority.

Your total weekly income from all sources (employment, social welfare, pensions)

Some councils apply reduced rates or allowances for pensioners.

What counts as assessable income?
Included: Wages, salary, self-employment income, social welfare payments, pensions, maintenance received.

Usually Excluded: Child Benefit, Fuel Allowance, Living Alone Allowance, Foster Care Allowance, Working Family Payment (varies by council).

Property Details

Enter the monthly rent for the property you are renting or plan to rent.

The total monthly rent the landlord is charging for the property

Local authorities can increase the HAP limit by up to 35% where it is difficult to find accommodation within the standard limit.

Available in Dublin region only. For those presenting as homeless, the HAP limit can be increased by up to 50%.

Your Total Monthly Housing Cost

EUR 0

Differential Rent
EUR 0/mo
Tenant Top-Up
EUR 0/mo
Annual Cost
EUR 0
Local Authority-
HAP Rent Limit (standard)EUR 0
With Discretion-
Effective HAP Limit AppliedEUR 0
Actual Monthly RentEUR 0
LA Pays to Landlord (monthly)EUR 0
Differential Rent (weekly)EUR 0
Differential Rent (monthly)EUR 0
Tenant Top-Up to LandlordEUR 0
Total Monthly Cost to TenantEUR 0

Payment Flow Diagram

Tenant
EUR 0/mo
Diff. Rent to LA
Local Authority
EUR 0/mo
HAP to Landlord
Landlord
EUR 0/mo
Total Received

Tenant also pays EUR 0/mo directly to landlord as top-up (rent exceeds effective HAP limit)

Annual Summary

Annual Diff. Rent
EUR 0
Annual Top-Up
EUR 0
Total Annual Cost
EUR 0
LA Pays Annually
EUR 0

What happens next depends on who you are.

Three things worth doing next

Rentalize is property management software that Irish councils and approved housing bodies use to administer HAP, alongside landlords, letting agents and property management companies across Ireland and the UK. We cannot process your own HAP application or pay your landlord. Your local authority housing section does that.

Managing HAP applications at scale?

Rentalize automates HAP rent calculations, eligibility checks, landlord payments and applicant management for local authorities and approved housing bodies.

Request a demo
RENT LIMITS

HAP Rent Limits by Area Band

Limits below show indicative monthly maximums for a couple with one child. Use the calculator above for the full breakdown by household size.

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Major Urban (Band 2)

Cork City, Cork County, Galway City, Galway County, and Limerick. A couple with one child receives up to EUR 900 per month in Cork, with Galway slightly lower at EUR 850 per month. The standard 35% discretion can push the effective limit to roughly EUR 1,215 in Cork or EUR 1,150 in Galway where stock is constrained.

EUR 850-900/mo 35% flexibility
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Commuter Belt (Band 3)

Kildare, Meath, and Wicklow operate at HAP limits between Dublin and rural rates. A couple with one child receives EUR 975 per month in Kildare and Meath, and up to EUR 1,150 in Wicklow. The 35% flexibility is widely applied here as Dublin commuter demand keeps private rents above HAP limits.

EUR 975-1,150/mo 35% widely used

South-East (Band 5)

Kilkenny, Tipperary, Waterford, and Wexford share moderate HAP limits. A couple with one child receives EUR 525-630 per month. These counties have seen significant HAP uptake since the scheme expanded nationally between 2014 and 2017.

EUR 525-630/mo 35% flexibility
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Midlands (Band 6)

Laois, Offaly, and Westmeath operate at the lower end of HAP limits, with a couple plus one child receiving EUR 550-600 per month. Local authority discretion is frequently used in larger towns like Athlone, Tullamore, and Portlaoise.

EUR 550-600/mo 35% flexibility
FAQ

Frequently Asked Questions

Everything you need to know about HAP, your rent limits, and your weekly contribution.

HAP is the long-term social housing support that replaced Rent Supplement for new applicants. Your local authority pays the landlord directly each month up to a published rent limit. You pay a weekly differential rent to the council based on your income, just like a council tenant. If the actual rent exceeds the HAP limit (plus any flexibility), you pay the difference to the landlord as a top-up.

You qualify for HAP if your local authority has approved you for social housing support, you have found or already live in private rented accommodation, the tenancy is registered with the RTB and the landlord is tax compliant, and the property suits your household size and meets minimum standards. You do not need to be homeless to qualify. Approval for social housing support is the gateway, and that is where the income limit applies.

To qualify for HAP your net household income must be below your council's social housing threshold: EUR 40,000 for a single person in Band 1 areas (the four Dublin councils, Cork City, Galway City, Meath, Kildare, Wicklow), EUR 35,000 in Band 2 counties, and EUR 30,000 in Band 3 counties. The limit rises by 5% of the basic figure per additional adult (two extra adults maximum) and 2.5% per child, so a couple with two children can earn up to EUR 44,000 in Band 1, EUR 38,500 in Band 2 and EUR 33,000 in Band 3. Income is assessed net, after tax, PRSI and USC, averaged over the 12 months before your application. See the full table for all 31 councils.

Net. The social housing income limit is assessed on household income after income tax, PRSI and USC. The local authority looks at your household’s average net income for the 12 months before it received your application, so a single unusual month does not decide it. Once you are approved and on HAP there is no ongoing income limit, but you must report income changes so your weekly contribution can be recalculated.

It depends on your council and household size, and the figures come from S.I. No. 56 of 2017. They run from EUR 330 per month for one adult in Longford or Monaghan to EUR 1,300 per month for a household with three children in the four Dublin councils. Your council can exceed the published limit at its discretion by up to 35%, and by up to 50% for homeless households in the Dublin region. The full 31 council table is set out above.

A single adult renting a whole property qualifies for a limit between EUR 330 and EUR 660 per month depending on the council. The lowest is EUR 330 in Longford and Monaghan; the highest is EUR 660 in Dublin City, Dun Laoghaire-Rathdown, Fingal, South Dublin and Wicklow. For a room in shared accommodation the range is EUR 180 to EUR 430. Councils may apply discretion of up to 35%, and can also assess a single person at the couple rate.

Your differential rent is calculated by your local authority's own scheme. Every council uses a different formula. Each scheme has a rate (typically 10% to 25% depending on the local authority), an income disregard, child deductions, and a minimum rent. Use our Differential Rent Calculator for a council-by-council breakdown.

Local authorities can increase the standard HAP rent limit by up to 35% on a case-by-case basis where the household cannot find suitable accommodation within the standard limit. The Dublin region can increase by up to 50% for households presenting as homeless under Homeless HAP.

Homeless HAP is an enhanced form of the scheme for households who are homeless or at risk of homelessness. In the four Dublin local authorities it is administered through the Dublin Region Homeless Executive and carries a discretionary uplift of up to 50% above the standard limit, rather than the 35% available elsewhere. Outside Dublin, councils grant enhanced discretion case by case. The Place Finder service can pay a deposit and up to two months rent in advance.

If the actual monthly rent on a property exceeds the effective HAP limit (standard limit plus any 35% or 50% flexibility applied), the tenant pays the difference directly to the landlord as a top-up. This is in addition to the weekly differential rent paid to the local authority. Top-ups are common in high-demand areas where market rents outpace HAP limits.

No. Under the Equal Status Acts 2000-2018, a landlord cannot discriminate against a prospective tenant on the basis that they are in receipt of HAP, Rent Supplement, or any other social welfare payment. This is the "housing assistance ground" added in 2015. Refusing a tenant solely because they receive HAP is illegal and can be challenged through the Workplace Relations Commission (WRC).

When you accept HAP, you are considered to have your housing need met and are removed from the main social housing waiting list. You can apply for a transfer to council or AHB housing through the transfer list. Your accumulated waiting time may carry over depending on your council's transfer policy. Confirm the local rules with your housing department before accepting HAP.

You must notify your local authority of any change in income. Your weekly differential rent (the amount you pay the council) will be recalculated. The HAP payment to the landlord is unchanged. Only your tenant contribution moves.

No. The maximum monthly rent limits in force in 2026 are those set by S.I. No. 56 of 2017, which came into operation on 1 March 2017 and have not been revised since. Standardised average rent for new tenancies rose sharply over that period, and councils have bridged the gap with discretion instead: at the end of 2024 close to 70% of HAP households received an uplift averaging 29% above their limit. A Department review of the limits was under way in April 2026.

It is free with no sign-up, and nothing you enter leaves your browser. The rent limits are taken directly from S.I. No. 56 of 2017 and every one of the 31 councils has been checked against it. The differential rent engine reproduces each council’s published scheme, including graduated bands, two tier rates, income disregards, child and OAP deductions and minimum rents. Your local authority still makes the binding assessment from your documents, so treat this as a guide.

FOR HOUSING PROVIDERS

Administering HAP at Scale?

Rentalize is the housing management system that automates HAP application processing, landlord payments, property inspections, differential rent reconciliation, and reporting for Irish local authorities and AHBs managing over 50,000 HAP tenancies. See pricing for how it is costed per home under management.

ANALYSIS

Further Reading

In-depth writing from the Rentalize team on Irish and UK rental policy and operations.

HAP, RAS and Cost Rental Compared

A side-by-side look at the three main supported tenures, written for housing officers.

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The 31 Council Rent Schemes

Why differential rent is calculated differently in every local authority, and what actually drives the gap.

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